TYPICAL WORK ACTIVITIES:
- Analyzes insurance coverage(s) and premium(s) and recommends appropriate levels of insurance coverage to contain costs and minimize or reduce liability;
- Identifies and analyzes risk exposure and recommends an appropriate course of action to contain, minimize, reduce, etc.; Maintains a current listing of all real property, personal property (tangible and intangible, including intellectual property), etc.,owned, leased, rented, assigned to, etc., the ECWA so that appropriate levels of insurance are maintained on same at all times when there is an insurable interest involving the ECWA. The current listing shall include, at a minimum, such information required to assess insurance coverage, i.e., location of property, cost, fair market value, description of property’s estimated useful life of property, etc.;
- Prepares requests for information, requests for qualifications, requests for proposals, etc., and bid specifications for insurance; Analyzes proposals and bids for the above, reviews and analyzes same with insurance carriers and ECWA Board and management to recommend proper coverage and/or carrier;
- Advises ECWA regarding impact of legislative changes affecting insurance coverage(s) and risk management;
- Investigates facts contained in liability property damage and bodily injury incident reports and workers compensation claims and accumulates relevant supportive documentation to obtain settlement, or justify denial of all or part of a claim;
- Collects damages to ECWA property, up to but not including the initiation of legal proceedings; Obtains information relating to incidents and verifies information through other sources;
- Confers with local law enforcement officers and others to obtain information relevant to incidents being investigated, Keeps abreast of current practices and procedures relevant to claims settlement and risk management.
FULL PERFORMANCE KNOWLEDGES, SKILLS, ABILITIES AND PERSONAL CHARACTERISTICS: Thorough knowledge of workers compensation rules, regulations, laws, claims administration, etc.; thorough knowledge of property insurance and bodily injury claims adjustment practices and techniques; thorough knowledge of current principles, practices and procedures regarding risk management programs, including rates, coverage(s), standard and special policy clauses, language, term, conditions, etc.; working knowledge of the No Fault Law both as it pertains to insurance coverage and arbitration of No Fault property damage claim and liabilities; ability to plan, organize and conduct investigations; ability to compile and organize concise, comprehensive and accurate reports; ability to establish and maintain effective working relationships with professional administrative and clerical personnel; initiative; resourcefulness; dependability; physical condition commensurate with the demands of the position.
A) Graduation from a regionally accredited or New York State registered four (4) year college or university with a Bachelor’s degree and three (3) years of experience with a public agency or private industry involving insurance claims, including conducting investigations and claims adjustment; or:
B) Graduation from high school or possession of a high school equivalency diploma and seven (7) years of experience with a public agency, private industry or as an independent broker and/or agent involving insurance claims, including investigations and claims adjustment, advising clients on matters relating to risk management practices and procedures; or:
C) An equivalent combination of training and experience as defined by the limits of (A) and (B).
NOTE: Verifiable part-time and/or volunteer experience will be pro-rated toward meeting full-time experience requirements